Content Posted in 2013
1994: The Year of Regulations, Thomas Flint
A Broken Promise: Examining the Merit-Aid Policy and Implementation Gap in the Michigan Promise Scholarship, Nathan Daun-Barnett, Albert Hermsen, Lori Vedder, and Beth Mabry
Academic Champions: The 1981 National Merits From Indiana, A. Stephen Higgins
Academic Performance of Chicano Educational Opportunity Grant Recipients, Richard L. Immenhausen
Access, Choice and the Middle Class, Sandy Baum
Access to College: The Role of Tuition, Financial Aid, Scholastic Preparation and College Supply in Public College Enrollments, Katherine Baird
A Class to Prepare Students to Manage Educational Debt, Roberta S. Popik, Juliann S. Bluitt, Mary F. Bushman, and Kim L. Moreland
A Client-Centered Curriculum for an Institute for New Financial Aid Administrators, Barry W. Simmons
A Comparison of Reported Incomes: BEOG vs. PCS, Paul T. Schonhart
A Comparison of the Influence of Debtload on the Persistence of Students at Public and Private Colleges, James Cofer and Patricia Somers
A Comparison of the Initial Academic Achievement of Freshman Award Winners who Work and Those who do not Work, John D. Barnes
A Comprehensive Model for Examining the Impact of Financial Aid on Enrollment and Persistence, Patricia Somers
A Cost Analysis of the NDSL Program: Comparison with the GSL Program, David M. McDermott
"A Dean Speaks Out: The Financial Aid Profession in Higher Education", Ely Meyerson
A Discussion and Analysis of the "Ability to Benefit" Provisions in Title IV, Wayne Riddle
Adult Learners in Postsecondary Education: Issues for the Student Financial Aid Administrator, Tom Melecki
Advancing or Hindering the Next Generation? A Look at Financial Aid for Minority Graduate Students, Patricial G. Boyer and Bonita Butner
A Federal/State/Institutional Partnership in Providing Opportunity Grants for Financially Need Students, Joseph D. Boyd
Affirmative Action, Minority Student Access to College, and College Retention: What Does the Future Hold?, Kenneth E. Redd
A Financial Aid Competency Model for Professional Development, Neil Woolf and Mario Martinez
A Functional Model for a Community-Junior College Financial Aid Office, Miles A. Eckert and Harold D. Murphy
A Gap in the Literature: The Influence of the Design, Operations, and Marketing of Student Aid Programs on College-Going Plans and Behaviors, Laura W. Perna
Alaskan Natives and Caucasians: A Comparison of Educational Aspirations and Actual Enrollment, Charles R. Fields
A Longitudinal Study of the Achievement and Persistence of Students Who Received Basic Educational Opportunity Grants, Keith McCreight and Morris LeMay
Alternative Definitions of the Self-Supporting Student, William D. Van Dusen
Alternative Financial Resources for the Nontraditional Student, Dr. Richard B. Streeter
Alternatives in Community College Financial Aids Administration, Chad Lewis
A Model Antitrust Policy for Colleges and Universities, Douglas R. Carlson, Timothy G. Nickels, and R. John Street
"A Model for Institutional Research On The Effects Of Student Loans'', Dennis J. Martin
A Model for Predicting Perkins Loan Defaulters, Tina M. Thobe and Barbara M. DeLuca
An Analysis of Academic Performance of Working and Non-Working Students on Academic Probation at Northern Illinois University, Jerry D. Augsburger
An Analysis of a Pell Validation Effort for Dependent Applicants, Marie M. Coleman and Margot Barnes
An Analysis of Differences in Salaries Among Male and Female Financial Aid Administrators, Kathryn A. Kapsak
An Analysis of Financial Aid in the Recruitment of Graduate Students at The Ohio State University, Gary D. Malaney
An Analysis of the Regulation of Federal Student Financial Aid, Robert Pernell Huff
An Analysis of the Use of Education Tax Credits at Four Public Community Colleges, Benjamin Rue Silliman
An Analytical Approach to Understanding Student Debtload Response, James Cofer and Patricia Somers
An Economist's Approach to Reforming the Uniform Methodology, Gary T. Barnes
An Examination of the Independent Student, the Dependent Student and the Philosophy of Student Financial Aid, Charles W. Seward, III
An Expanded View of the Role of the Financial Aid Administrator in Student Debt Management, Marguerite J. Dennis
An Exploration of Direct Lending Implementation Costs, Michael Mumper
An Inventory of Innovative Financing Plans to Help Pay for Higher Education, Jamie P. Merisotis
An Optimization Model for the Allocation of University Based Merit Aid, Paul K. Sugrue
Antitrust and Higher Education: What Hath Justice Wrought?, Donald B. Gould
A Political Perspective on Need Analysis, Thomas R. Wolanin
Apples to Apples: A Financial Aid Reporting Methodology, Ronald Gage Allan and Al Hermsen
A Primer on Creative Financing for Families, Roger A. Koester
A Profile of Positions Advertised for Financial Aids: 1979-1983, Jan M. Carlson
A Programmed Series of Need Analysis Workshops From Beginning to Advanced Levels of Experience, The Needs Analysis Committee of the Ohio Association of Student Financial Aid Administrators
A Question of Equity: The Effect of Home Value On Need Analysis, Sean McHugh
A Report on the Financial Aid Internship Program at the California State College, Fullerton, T. D. Morris
A Review of Current Practices Regarding Contributions Expected from Students toward Postsecondary Education Expenses, William D. Van Dusen and Donald E. Hills
A Review of the Literature and Research: Guaranteed Student Loan Program, Richard H. Wedemeyer
A Scholarship Workshop Program to Improve Underrepresented Student Access to Higher Education, Christopher D. Murr
Assessing the Impact of a Change in Institutional Aid Policy: A Simulation Tool, Stephen L. DesJardins
Assessing the Impact of Financial Aid Offers on Enrollment Decisions, Patricia A. Somers and Edward P. St. John
A State-Supported, Merit-Based Scholarship Program that Works, Robert Ackerman, Martha Young, and Rodney Young
A Study of 1973-74 Eastern Illinois University Applicants Rejected for an Award by the Illinois State Scholarship Commission, Sue C. Sparks
A Study of Certain Professional Characteristics of Financial Aid Administrators at Institutions of Higher Education in the State of Illinois, Ronald J. Schiesz
A Study of Economic Needs of Selected Black and White Students at a Northern University, Annamarie G. Hayes
A Study of Indiana Guaranteed Student Loan Borrowers 1980-81, 1981-82, Susan L. Pugh
A Study of Needs and Activities of Financial Aid Recipients and Non-Recipients, Edward Carpenter
A Study of the 1978-79 Application and Panel Review Process for College-Based Student Financial Aid, James E. Zimmerman
A Study of the Distribution of Financial Aid Awarded by Florida State University to Florida Public Junior College Transfer Students and Incoming Freshmen, Robert L. Breuder
A Study of the Effects of College-Imposed Work-Study Programs on Grade Point Averages of Selected Students at Western Washington State College, Margaret Gaston
A Survey of Student Term-Time Employment: Choosing Subpopulations for Further Study, Patrick Hughes and Bruce I. Mallette
A Survey of Undergraduate Student Assistance in the State of Michigan, Robert B. Holmes and Lee Peterson
A Taxonomy of Objectives for the Training of Financial Aid Administrators, Francis H. Delaney Jr., Gary L. Hylander, Ruth Karp, and Richard J. Lange
Attitudes Toward Educational Loans, Thomas G. Mortenson
A Way of Testing the Fairness of the SEOG-IY Allotment Formula, Benjamin S. Sandler
Barriers to Implementation of General Need Analysis for All Federal Financial Aid Programs, Jerry Sheehan Davis
Barriers to Need-Based Financial Aid: Predictors of Timely FAFSA Completion Among Low-Income Students, Mary Feeney and John Heroff
BEOG Validation - What is the Effect? (A Short Paper), Nancy A. Pittman
Beyond Surfing: How the Web May Change Student Financial Aid, Jonathan E. Kroehler
Black Perspective on Higher Education, Joseph Clair
Book Review: Getting to Graduation: The Completion Agenda in Higher Education, Robert Kelchen
Book Review: Reading a Commissioner: A Review of Going Broke by Degree: Why College Costs Too Much, Rupert Wilkinson
Book Review: Student Financial Literacy: Campus-Based Program Development, David R. Smedley
Book Review: The Art and Science of Student Aid Administration in the 21st Century, Kathy Bialk
Book Review: The College Cost Disease: Higher Cost and Lower Quality, Stefan Amrine
Book Review: The Financial Aid Handbook: Getting the Education You Want for the Price You Can Afford, Margot J. O'Meara
Book Review: The Innovative University: Changing the DNA of Higher Education from the Inside Out, Erica Lee Orians
Book Review: The Lowering of Higher Education in America: Why Student Loans Should Be Based on Credit Worthiness, Lenna P. Dwyer
Book Vouchers: An Exploratory Analysis of Their Use and Effectiveness, Peter M. Hurley
Borrowing and Working of Low-Income Students: The Impact of a Summer Transition Program, Mari Luna De La Rosa
Branding Access Through the Carolina Covenant: Fostering Institutional Image and Brand, Michael S. Harris and Bradley Barnes
Broken Partnership: The Impact of Increased Education Debt, Diane L. Saunders
California State University Loan Defaulters' Characteristics, L. Diane Ryan
Cancelled Student Loans: Scholarships or Taxable Income?, William R. Ferrell
Can Need Analysis Procedures be Simplified Through Stepwise Regression Analysis?, Dwight H. Horch
Can Student Loan Default be Forecast Accurately?, Kevin S. Gray
Career Patterns of Financial Aid Directors, Clarence L. Casazza
Central Collection and Analysis of the Financial Resources of Separated, Divorced, and Re-Married Parents, Grant E. Curtis
Certification of Financial Aid Professionals, Donald R. Moore
Challenged Universities, Malcolm Gillis
Changes in Low Income Freshmen Participation in College, 1966 to 1986, Jerry Sheehan Davis and Kingston Johns Jr.
Characteristics, Career Paths, and Training Needs of Financial Aid Employees in the WASFAA Region, Donald E. Hills
Cognitive Psychology Principles for Redesigning The FAFSA, Mark Y. Czarnolewski
Collecting National Defense/Direct Student Loans: Is it a Financial Aid Office Responsibility, John S. Swift Jr.
College Affordability: Implications for College Opportunity, Laura W. Perna and Chunyan Li
College Costs, Financial Aid and A Bunch of Confused Parents, Karl E. Case
College Costs vs. Middle Incomes - A Proposal, William P. Schaefer
College Debt: An Exploratory Study of Risk Factors Among College Freshmen, Linda Simpson, Renee Smith, Lisa Taylor, and Julie Chadd
College Departure: Exploring Student Aid Effects on Multiple Mobility Patterns from Four-Year Institutions, Dongbin Kim, Argun Saatcioglu, and Amy Neufeld
College on Credit: How Borrowers Perceive Their Education Debt, Sandy Baum and Marie O'Malley
College Student Employment, Academic Progress, and Postcollege Labor Market Success, Philip M. Gleason
College Students and Credit Cards: Cause for Concern?, Lisa A. Jamba-Joyner, Mary Howard-Hamilton, and Helen Mamarchev
Community College Student Aid: A Hard Look From Within, Joseph A. Russo
Commuting Costs for Community College Students, William Hyde
Comparing the Accuracy of Estimated Versus Actual Income Data on the Financial Aid Form, Teddi Whaley, Lee E. Gordon, and Terri Davis
Computer Assisted Financial Aid Disbursement and Loan Collection, Larry K. Miller
Computerized Financial Aid Operations: Points to Consider Before Committing to Increased Utilization of Computer Systems, Karen L. Pennell
Computerized Student Financial Aid Reporting: How it works at a small Private College, Anthony J. Bellia
Computerizing Student Financial Aid, Richard H. Wedemeyer
Conceptualizing Enrollment Behavior: The Effect of Student Financial Aid, Michael E. Young and Pedro Reyes
Coordinated Financial Aid Outreach: A Working Model, Betty Burt, Jean Calvert, and Lee Peterson
Coping with the Costs: How Adults Pay Their College Expenses, James W. Augustin and Carol Mishler
Cost Benefit Analysis, Traditional vs. Adult Students, Charles T. Muse
Credit Cards on Campus: Academic Inquiry, Objective Empiricism, or Advocacy Research?, Robert D. Manning and Ray Kirshak
Credit Cards on Campus: Academic Inquiry, Objective Empiricism, or Advocacy Research? A Response, Michael E. Staten and John M. Barron
Default in Guaranteed Student Loan Programs, Mark Harrison
Defaults: Lowering Cloud Over the Guaranteed Loan Program, John H. Mathis
Default Trends in Major Postsecondary Education Sectors, Jamie P. Merisotis
Defining Merit: The Impact of Award Structure on the Distribution of Merit Aid, Jeffery P. Kash and Scott Lasley
Demystifying Conventional Assumptions: Do African American Parents Anticipate Investing Less toward Their Children’s College Costs than Their White Peers?, Abebayehu Aemero Tekleselassie
Designing an Information System for Student Financial Aids, LeRoy J. King and Dan J. Wedemeyer
Designing a State Grant Program: The Basic Question for Policymakers, Jerry S. Davis
Designing Student Aid Policies for the 1980's, Jane Louise Johnson
Determining a Student Expense Budget: What Costs Students Incur in Higher Education, Barry L. Jackson and John M. Pogue
Determining Financial Need: Determining Financial Need:, Mary L. Decker
Development and Validation of Discriminant Analysis Models for Student Loan Defaultees and Non-Defaultees, Greeley Myers and Steven Siera
Differences in Types and Amounts of Financial Aid by Institutional Category and sex, Linda Gallucci Caplan
Direct Loan and FFEL: One School Compares Student Satisfaction with the Programs, Keith Jepsen, Fredric Cohen, Carolyn Griswold, and Edith Simchi-Levi
Direct or Indirect Student Aid?, Richard L. Tombaugh
Disbursement of Financial Aid Funds: An Alternate Approach, Charles T. Edwards
Discriminant Analysis of Student Loan Applications, Edward A. Dyl and Anthony F. McGann
Displaced Homemakers: People Needing Financial Aid but Unable to Secure it, John S. Swift Jr., Dianne Mills, Cindy Colvin, and Laura Smith
Distribution Equity in Student Subsidies for Higher Education in California: 1967-1977, Frederick Thompson and Larry R. Jones
Divided We Fall: The Federal Government Confronts the Digital Divide, Charmaine Jackson
Does Financial Aid Enhance Undergraduate Persistence?, Dawn Geronimo Terkla
Does Financial Aid Help Students to Attend Higher Priced Colleges?, Laura Walter Perna
Does Financial Aid Make Students Consider Colleges with a Wider Cost Range?, Thomas A. Flint
Does Financial Aid Really Have An Effect On Student Retention?, Tullisse A. Murdock
Does Parental Income Determine the Effect of Loans on Students' Degree Attainment?, Dongbin Kim
Doing Away with the SER (as a Payment Device), Walter H. Moulton
Doing Research and Writing About It: Suggestions for Financial Aid Administrators, Jerry Sheehan Davis
Do Race and Economics Decide who gets What?, E. L. Klingelhofer
Dreams and Reality: Are There Differences Between Actual and Desired Roles of Financial Aid Directors, Michael Robins and David E. Phillippe
Econometric Modeling of Enrollment Behavior, Stephen H. Brooks
Editor's Column, V43N2, Nick Hillman
Educational Progress of Basic Educational Opportunity Grant Recipients Compared to Non-Recipients, M. Betsy Bergen and Donald D. Zielke
Education Amendments of 1971, Sen. Claiborne Pell
Effect of Financial Aid Processing Policies on Student Enrollment, Retention and Success, Mike MacCallum
Effects of Tuition Price, Grant Aid, and Institutional Revenue on Low-Income Student Enrollment, Nathan E. Lassila
Efficiency and Accountability: A Computer Assisted Financial Aid Operation for the Small College, Michael Pernal
Emancipation, Divorce, Separation, Dependency: Who Should Provide Family Financial Information, Grant Curtis
Enacting National Service and Student Loan Reform: What Really Happened, Michael Mumper
Estimating Parent's Income in Succeeding Year - Accuracy of Present CSS System, P. Jerome Cunningham
Evaluating Student Aid in a Political Advocacy System: In Search of a Better Way, Jacob O. Stampen
Expanded Access to Job Training Through Federal Student Aid: A National Study of Proprietary Vocational Schools and Students, Wellford W. Wilms
Exploring the College Enrollment of Parents: A Descriptive Analysis, Laura Perna, Rachel Fester, and Erin Walsh
Exploring the Effects of Student Aid on Attrition, Jacob O. Stampen and Alberto F. Cabrera
Factors Affecting the Probability of Default: Student Loans in California, Jennie H. Woo
Factors Influencing College Choice By Out of-State Students, Caroline L. Petr and Frederick C. Wendel
Factors Influencing the Size of Student Debt, Tahira K. Hira and Carla S. Brinkman
Family Knowledge of Postsecondary Costs And Financial Aid, Don Hossler, Jack Schmidt, and Gary Bouse
Federal Methodology: An Analysis of Farm Families and Asset Equity Removal, Charles Turner
Federal Policy for Higher Education and the Dilemma of Student Financial Assistance in the 1980's, Robert A. Bowman and Robert H. Fenske
Financial Aid Administrators - Who are They and What are Their Training Needs?, Matthew S. Galvez and Arlene Olinsky
Financial Aid and Persistence: Do the Federal Campus-Based Aid Programs Make a Difference?, Richard A. Voorhees
Financial Aid Application Technology Utilization by High School Students and Their Parents, Dianne A. Brown Wright, Gregory Stewart, and Charlotte Burrell
Financial Aid at Proprietary Schools: How Important is it?, Donald E. Scheaffer
Financial Aid Awards - Predictors of Grade-Point Averages, Edward E. Nichols, Sr.
Financial Aid for Minority Students: Improving the odds, Roger Penn and Emilio Jejil
Financial Aid Information: Does Your Message get Lost?, Helen M. Trutko
Financial Aid: Just a Recruiting Tool?, Larry N. Craft and Mark D. Howard
Financial Aid Office: Counseling and Outreach, Ronald W. Johnson and Geraldyne Frambs
Financial Aid Office Management, John O'Hearne
Financial Aid Officer: Accountant or Counselor?, Charles R. Fields
Financial Aid, Persistence, and Degree Completion in Masters Degree Programs, Jing Luan and Robert H. Fenske
Financial Aid Problems for Dependent Students From Low Income Families , Tom Mortenson
Financial Aids for Postsecondary Education: An Update, Yvonne Bratwaite Burke
Financial Aid Training for High School Counselors, Charles R. Fields
Financial aid: What Influences who gets it?, Warren R. Seymour, Stuart A. Zimmerman, and Donald J. Donato
Financially At-Risk College Students: An Exploratory Investigation of Student Loan Debt and Prioritization of Debt Repayment, Mary Beth Pinto and Phylis M. Mansfield
Financial Need and Admissions: Impact, Influence and Issues, Thomas S. Anthony and Robert J. Massa
Financial Needs of Married Students: Whose Responsibility?, Gerald R. Bergen, M. Betsy Bergen, and Robert Meisner
Financial Planning for Postsecondary Education in Canada: A Comparison of Savings and Savings Instruments Employed Across Aspiration Groups, Paul Anisef, Robert Sweet, and Peggy Ng
Financing of a College Education: Theory vs. Reality, Joseph D. Boyd and Robert H. Fenske
Fiscal Stress: Worldwide Trends In Higher Education Finance, Hans Vossensteyn
Fitting the Professional to the Job: Idealism and Realism, W. David Watts, Alvin P. Short, and Christopher B. Well
Flaws in the Design of the Income Contingent Repayment Plan, Mark R. Cannon
Gender Bias: An Analysis of the Distribution of Institutional Aid, Diane S. Hergenrother, Jeffery E; Olson, T. Mark Beasley, and Carolyn M. Smyth
Georgia’s HOPE Scholarship Program after 18 Years: Benefits, Unintended Consequences, and Changes, James V. Condon, Lori H. Prince, and Erik B. Stuckart
Goin' Through Changes: A Study of Institutional Adjustments to Central Need Analysis, William D. Van Dusen and William J. Cavanaugh
Graduate Student Persistence: Evidence from Three Decades, Suchitra Gururaj, Julian Vasquez Heilig, and Patricia Somers
Group Interviews - An Effective Approach to Counseling Students Concerning Loan Responsibilities, John G. Bannister and Anna M. Griswold
Guaranteed Student Loan Prepayment: How Much of a Free Lunch Is There?, Frederick J. Fischer
Has the Middle Class Been Pressured Most?, Yuko M. Mulugetta and Donald A. Saleh
Have Efforts to Improve Higher Education Opportunities for Low-Income Youth Succeeded?, Yiiksel Ozden
Helping the Student Help Himself, John U. Monro
Higher Education Financial Assistance Tools for Middle- and Upper-Income Taxpayers, James V. Condon and Lori H. Prince
High School Students’ Perceptions of Local,National, and Institutional Scholarships, Laura W. Perna
Historical Notes on Regulation in the Federal Student Assistance Programs, Thomas A. Flint
How Families Finance College Education, Charlotte V. Churaman
How Federal Subsidies to the Stafford Loan Program Are Distributed among Pennsylvania Borrowers, Jerry Sheehan Davis and Laura Greene Knapp
How Much Student Loan Debt Is Too Much?, Keith Greiner
How Reliable is PCS Information? The Case for Central Collection or Analysis of Tax Returns, Grant E. Curtis
How to Evaluate the Services of the Financial Aid Office, Kristin P. Anton and Jeffrey Baker
Ideal vs. Real Dependent Student Family Contributions, Thomas A. Flint
"Identifying Sources of Stress in Financial Aid Offices: Where to Apply the Tourniquet", Ted Krug and Steven Levy
Impact of a Tuition Assistance Program on Students' Freedom of Choice in College Selection, William E. Shaut and Linda M. Rizzo
Implementation of an Academic Progress Policy at a Public Urban University: A Review After Four Years, William Bennett and Barbara Grothe
Implementing a Satisfactory Academic Progress Standard, Robert W. Evans
Implications of Reduced Financial Aid on Student Enrollment, Merike Saarniit
Improving Listening in a Financial Aid Office, Ethel C. Glenn and Marleen B. Ingle
Improving the Design of Pell Grant Award Rules, Frederlck J. Fischer
Increasing FAFSA Completion Rates: Research, Policies and Practices, J. Cody Davidson
In Debt for College: Does Gender Make a Difference?, Jane Sjogren
Independent Student Policies and Practices in Michigan, Research Committee of the Michigan Student Financial Aid Association
Index of Articles, Volumes I · V, NASFAA JSFA
Index of Authors, Volumes I-V, NASFAA JSFA
Information Flow and Staff Contact: A Quick Evaluation of Financial Aid, Christopher B. Well, Alvin P. Short, Thomas W. Royal Jr., and W. David Watts
Institutional Aid and Student Persistence: An Analysis of the Effects of Institutional Financial Aid at Public Four-Year Institutions, Jacob P. K. Gross, Don Hossler, and Mary Ziskin
Institutional Grants: Investing in Student Retention and Graduation, Ann M. Gansemer-Topf and John H. Schuh
Institutional Need-based and Non-need Grants: Trends and Differences Among College and University Sectors, Donald E. Heller and Thomas F. Nelson Laird
Insuring that Families Plan and Save for College, James Belvin
Integrating Tax Preparation with FAFSA Completion: Three Case Models, Nathan Daun-Barnett and Beth Mabry
International Perspectives on Student Financial Aid, D. Bruce Johnstone
Interpreting Price Response in Enrollment Decisions: A Comparative Institutional Study, Patricia Somers and Edward P. St. John
Is Simpler Always Better?, Joe Paul Case
Issues of Equity in College Savings, Sandy Baum
Is There Still a Need for Perkins Loans? Differences in the Demographic Characteristics and Income Levels of Perkins and Stafford Loan Borrowers, Kenneth E. Redd
Job Locator and Development: A Model Program, Don L. Warrington and Debra L. Daly
Job Satisfaction of Financial Aid Administrators in Illinois, Robert J. Clement and Gordon W. White
Junior High School Students' Interest in "Early Awareness'' Program Activities, Jerry Sheehan Davis
Keeping Public Colleges Affordable: A Study of Persistence in Indiana's Public Colleges and Universities, Edward P. St. John, Shouping Hu, and Jeff Weber
Keeping up with Student Expenses: Towards Systematic Methods of Computing Student Budgets, William W. Bowman
Keeping up With Student Expenses Using Expenditure Diaries, William W. Bowman
Learning to Program; A Self Help Idea for Financial Aid Officers, John B. Fisher
Legal Development of Government Support of Private Higher Education, David W. Forman
Let's Listen to What College Presidents Think About Student Financial Aid, Josephine L. Ferguson
Life After Debt: Results of the National Student Loan Survey Selected Text From the Final Report, Sandy Baum and Diane Saunders
Locating Financial Support for Graduate Students, Barbara B. Schoenfeldt
Low Family Income: A Continuing Barrier to College Enrollment?, Jerry S. Davis and Kingston Johns Jr.
Low-Income Engineering Students: Considering Financial Aid and Differential Tuition, Casey E. George-Jackson, Blanca Rincon, and Mariana G. Martinez
Low-Income Urban High School Students’ Use of the Internet to Access Financial Aid, Kristan M. Vengas
Making the Basic Grant Program More Effective, Robert N. Jones
Making the College Work-Study Program More Efficient and Effective: An Analysis of Two Placement Approaches, Chad Lewis and Oren Glick
Managing Student Traffic During Peak Periods, Carol Raphael and Linda Milks
Marketing Merit Aid: The Response of Flagship Campuses to State Merit Aid Programs, Erik C. Ness and Adam J.A. Lips
Market Segmentation in Higher Education: A Case Study, John A. Muffo
Maximizing Enrollment Yield through Financial Aid Packaging Policies, Randy Spaulding and Steven Olswang
Measuring the Ability of Undergraduate Married Students to Contribute to Educational Costs, Dwight H. Horch
Meeting the Consumerism Regulations: The Project at U.C. Berkeley, Douglas McKenzie
Meeting the Intend of a State-Funded Student Aid Program: Test of an Assessment Model, Terry Ann Schwartz and Jay L. Chronister
Merit Aid and Inequality: Evidence from Baccalaureate & Beyond, Derek V. Price
Michigan Student Financial Aid Office Salary and Staffing Patterns, Lee Peterson, John Tatum, and Marvin Winegar
Micro and Mainframe Computer Models for Improved Planning in Awarding Financial Aid to Disadvantaged Students, Louis C. Attinasi Jr. and Robert H. Fenske
Mini-Internships - A Method for Professional Improvement, Orientation and Recruitment, Bobby G. Johnson
Minority Admissions and Support, Robert L. Green
Minority Participation in Education and American Life, Georgia M. Daniel
Minority Students: Are we Giving Them Adequate Support?, Frank S. Saurman
Model Preservice Financial Aid Training Module for School Counselors
Money Management Knowledge of College Students, Sharon M. Danes and Tahira K. Hira
Money Matters: The Influence of Financial Factors on Graduate Student Persistence, Terrell L. Strayhorn
Monitoring Veterans Support, Charles A. Repp
NASFAA Training Survey: Training Needs of the Profession, Karen L. Pennell and Donald R. Ryan
National Direct Student Loan Default Rates: A Measure of Administrative Quality, or Something Else?, Mark A. Emmert
National Student Loan Program, Carnegie Commission on Higher Education
Needed: A Year-end Resource for Financial Assistance, B. Philip Pletcher, Paul E. Moyer, and James A. Hoffman
Net Cost: How Much Do Students Really Pay for College?, Jacqueline E. King and Kenneth E. Redd
New Directions in Student Loans: Intergenerational Implications, Sandy Baum
New Strategies for Financing a College Education: What Are They and Will They Work?, Henry P. Grotrian
New Ways of Paying for College: Should the Federal Government Help?, Janet S. Hansen and Lawrence E. Gladieux
'No Need for No Need", George Allan
"No Need" Freshmen: How Were Educational Costs Met?, Paul T. Schonhart
No Need Scholarships: Intellectual Integrity and Athletic Arrogance, Robert R. Butler and Dasha E. Little
Off-Campus College Work-Study: An Alternative Approach, Joseph A. Russo
Optimization Techniques for College Financial Aid Managers, Donald I. Bosshardt, Larry Lichtenstein, George Palumbo, and Mark P. Zaporowski
Organizational Stress in Financial Aid Offices (II): How to Apply the Tourniquet, Ted Krug and Steven Levy
Other Students Need Money: An Approach to the Administration of Revolving Loan Funds, Richard W. Black
Packaging and Equity: Historical Perspectives, Rupert Wilkinson
Packaging Student Financial Assistance: The Case for the Private Donor, John H. Munger
Parental Attitudes Toward Pre-College Planning, Kathleen Brouder
Parents, Students, and Knowledge of College Costs, Lorayn Olson and Rachel A. Rosenfeld
Parents' Views on the Value of a College Education and How They Will Pay for It, Elizabeth I. Miller
Patterns in Student Financial Aid at Rural Community Colleges, David E. Hardy and Stephen G. Katsinas
Paying for College Costs: Does the Student's sex Make a Difference?, Jerry S. Davis
Pay Policies for Student Workers, Perry Counts
Performance Funding: Promise or Cure?, James Cofer and Patricia Somers
Persistence by Undergraduates in an Urban Public University: Understanding the Effects of Financial Aid, Edward P. St. John, Shouping Hu, and Tina Tuttle
Perspectives and Experiences of Financial Aid Counselors on Community College Students Who Borrow, Lyle McKinney, Toya Roberts, and Pamelyn Shefman
Philosophy Behind Need Analysis Methods, Mark Heffron
Placing Students in Work-Study Jobs the Easy Way, John G. Bannister
Post-graduation Economic Status of Master's Degree Recipients: A Study of Earnings and Student Debt, Gary L. Donhardt
Predicting Student Loan Default for the University of Texas at Austin, Elizabeth Herr and Larry Burt
Predicting Student Sensitivity to Tuition and Financial Aid, Don Hossler, Shouping Hu, and Jack Schmit
Pricing Differences Among Private Colleges: The Impact of Discounting Through College-Funded Grants, Donald L. Basch
Principles, Politics, and Budgets, Karl E. Case
Private Pension Plans: A Major Factor to be Considered in Needs Analysis, Carol Mackintosh
Private Scholarships: Addressing the Issue as a Student Service, John Rosiak
"Professional Judgment: Tool or Time Bomb'', Dennis J. Martin
Proprietary Schools and Financial Aid in Arizona, R. Ross Erbschloe
Proprietary Schools and Student Financial Aid, Wellford W. Wilms
Race, Gender, and Institutional Financial Aid Awards, Donald E. Heller
Reducing the Counseling Load: Better Use of Professional Associations, the Media, and Paraprofessionals, Helen M. Trutko
Refocusing the Pell! Grant Program From Poverty to Higher Income Applicants 1979-80 to 1988-89, Thomas G. Mortenson
Research Corner: The Evolution of the Process of Allocating Federal Campus-based Student Financial Aid to Postsecondary Education Institutions, Robert Pernell Huff
Research Corner: The Federal Student Loan Programs Need Better Metrics and Default Aversion, Frank Kesterman
Residual Effects of Self-Help Aid on the Lives of College Graduates, Timothy R. Sanford
Return on the Federal Investment in Student Financial Aid: An Assessment for the High School Class of 1972, Edward P. St. John and Charles L. Masten
Revamp the Guaranteed Loan Program - And Unlock the Bank Vault, Cannon R. Mayers
Risk Measurement for Short Term Loans, Lee E. Spencer
Satisfactory Academic Progress Standards: Jeopardizing Efforts Toward Educational Equity?, Emerelle McNair and Sandra E. Taylor
Self-Reported Public Understanding of Student Financial Aid Programs, Linda Little and Jay L. Chronister
Shared Indebtedness: A Concept for Controlling Student Educational Debt, Philip C. George
Should I Work or Should I Borrow? Counterfactual Analysis on the Effect of Working While Enrolled and Debt on Baccalaureate Completion, Pilar Mendoza
Some Insights Into Computerized Scholarship Search Service, Steven Thorndill
Some Thoughts on the CSS Treatment of Family Assets, J. Samuel Jones
Sources of Financial Aid and College Selection, Irvin W. Cockriel and Steven Graham
Spending Patters of College Students who Receive Monetary Awards From a State Scholarship Commission, E. James Maxey, Robert H. Fenske, and Joseph B. Boyd
Staffing Formulae for the Aid Office, Thomas D. Morris
Staffing Patterns in Financial Aid Offices: An Overview of the NASFAA National Survey, Krisitn P. Anton, Ellis C. Gedney, B. Thomas Travers, and George T. Urdzik
State Merit-based Aid and Enrolling in Graduate Study:Evidence From the Scholarship, Jennifer A. Delaney
State Student Aid Program Administrators' Perceptions of Student Aid Research, Jerry S. Davis
Statewide Financial Aid Administrator Training - Phase one, Lee Peterson and Robert B. Holmes
Statewide Need for and Coordination of Training of Financial Aid Practitioners: The Case of Arizona , Robert H. Fenske and Robert A. Bowman
Stretching Your Financial Aid Dollars: Another Look at Income Verification, Sylvia I. Diegnau
Strong Palliative, But Not a Panacea: Results of an Experiment Teaching Students About Financial Literacy, Karen Gross, Joanne Ingham, and Richard Matasar
Student Aid and Institutional Autonomy: Congressional Decisions, Harry J. Hogan
Student Attitudes Toward Income Contingent Loans, Bruce Johnstone, Daniel B. Wackman, and Scott Ward
Student Borrowers and Education Debt Burdens, Laura I. Greene
Student Borrowing in America: Metrics, Demographics, Default Aversion Strategies, Frank Kesterman
Student Credit Card Debt in the 21st Century: Options for Financial Aid Administrators, Mark Oleson
Student Debt Attitudes at Sweet Briar College, Scott Bodfish and Caryn Cheyfitz
Student Employment and Persistence, Douglas McKenzie
Student Expenditure Patterns, Keith J. Jepsen, E. James Maxey, and Joe B. Henry
Student Expense Survey and its Ramifications for Budget Construction, Surjit K. Bhella
Student Financial Aid as a Method of Cost Sharing at Private Colleges, Donald I. Basch
Student Loan Defaulters Compared with Repayers: A Texas Case Study, Laura Lein, Robert Richards, and Jeff Webster
Student Loan Defaults and Enrollment Persistence, Michael Podgursky, Mark Ehlert, Ryan Monroe, and Donald Watson
Student Loan Delinquencies: The Role of Exit Interviews, Janet B. Butler
Student Loan Program: Discontent, Confessions, Perspective, and Questions, Dennis J. Martin
Student Loan Recipients: Who are They, What is Their Total Debt Level, and What do They Know About Loan Repayment, Alyce Holland and Margaret A. Healy
Student Peer Counseling in Financial Aid, Michigan Student Aid Program's Student Advisory Committee
Student Perceptions of the Quality of Services Offered by the Office of Student Financial Aid, Laurie A. Rodgers
Students' Attitudes Toward Debt-A Study of Atkinson Faculty of Liberal and Professional Studies, York University, and Ryerson University, Stephen Bell, J. Paul Grayson, and Susan Stowe
Students’ Perceptions of Factors that Affect College Funding Decisions, Julya Y. Porter, W. Richard Fossey, William E. Davis, and Michael F. Burnett
Students' Perceptions of Their Education Debt and Its Impact on Life After Graduation, Tahira K. Hira, Mary M. Anderson, and Karen Petersen
Students with Disabilities: Financial Aid Policy Issues, Thomas R. Wolanin
Student Wage Trends in Ohio's Institutions of Higher Education, Annette Kormanik Sturdevant
Suggestions for Improving Student Loan Billing Procedures and Collection Techniques, Alan P. Maynard
Taking Concerns Beyond the Campus: Statewide Evaluation of Student Financial Aid Administration, Cheryl D. Blanco and Michael Rao
Targeted Merit Aid: Implications of the Tennessee Education Lottery Scholarship Program, Erik C. Ness and Brian E. Noland
Taxonomy of Tuition Discounting, Ronald Gage Allan
Technological Innovation in Financial Aid Offices in Public Colleges and Universities, Rita F. Shelley
The Administration's Student Aid Proposals, H. Reed Saunders
The Appeal Process for Students Falling to Maintain Satisfactory Academic Progress, Terence J. Siebenmorgen and Vicki McCullough
The Basic Educational Opportunity Grant Program: Its Impact Upon the Middle Class, Harry J. Hogan
The Case for a Nation-Wide Educational Savings Plan, David H. Stockham
The Coming Crisis in Student Aid: Report of the 1978 Aspen Institute Conference on Student Aid Policy, William D. Van Dusen
The "Coming of Age" of the Journal of Student Financial Aid, Robert A. Mines, Albert B. Hood, and Sara Beth Hull
The Community College: Upstart on the Financial Aid Scene, Gene S. Miller
The Connection between Government Aid and College Pricing, Bridget Terry Long
The Consequences of Leaving Money on the Table: Examining Persistence among Students Who Do Not File a FAFSA, Heather Novak and Lyle McKinney
The Contribution of Financial Aid to Undergraduate Persistence, Laura Walter Perna
The Default Rate Factor: Who is Really at Fault?, Joe L. McCormick
The Development and Significance of State Scholarship Programs, Roger C. Meade
The Development of a Model State Training Program for Financial Aid Administrators in Virginia, Sharon H. Bob and R. Jerome Lee
The ED Independent Student Definition: An ISSC Analysis and Recommendation, Steven D. Cameron
The Effect of Enrollment Planning on Financial Aid Awards, Homer A. Wesley III. and Christy E. Sanders
The Effect of Price on Within-Year Persistence, Patricia A. Somers
The Effect of Reauthorization on the Federal Pell Grant Program, Constance Rhind
The Effects of Changes in Student Aid Policy on Persistence: A Case Study of a Private University, Edward P. St. John
The Effects of Changes in the Guaranteed Student Loan Program, Donald R. Moore
The Effects of the Composition of a Financial Aids Package on Student Retention, Susan K. Hochstein and Robert R. Butler
The Equity of Higher Education Subsidies, John B. Lee
The Federal College Work-Study Program in the AAU Universities 1965-1975: Some Implications of Professional Discretion, John C. Crowley
The Federal Student Loan Default Cohort: A Case Study, Thomas A. Flint
The Financial Crisis in American Higher Education, Honorable John Brademas
The Financial Value of a Higher Education, Mark Kantrowitz
The Funding of Prison Education Programs: An Approach, Michael J. Catillaz and Joseph A. Russo
The Guaranteed Student Loan Program: A Survey of State-Level Administration, Jane L. Johnson
The High School Relations Aspects of Financial Aid, Curtis Whalen
The Human Impact of an Adult Financial Aid Program, Elisabeth Sims and Hans A. Andrews
The Impact of Aid Packages on Educational Choices: High Tuition-Hi Loan and Educational Opportunity, Edward P. St. John
The Impact of Financial Aid on Postsecondary Persistence: A Review of the Literature, R. Michael Haynes
The Impact of Financial Aid on Student Persistence, Steve Herndon
The Impact of Financial Aid Upon Equality of Opportunity in Higher Education, Richard D. Raymond
The Impact of Florida’s Bright Futures Scholarship Program on High School Performance and College Enrollment, Steve Harkreader, John Hughes, Melanie Hicks Tozzi, and Gary Vanlandingham
The Impact of Reductions in Financial Aid on the Enrollment Plans of Aid Recipients, Elizabeth G. Creamer
The Impact of Student Financial Aid and Institutional Net Price on the College Choice Decisions of In-State Seniors, Michael L. Tierney and Jerry S. Davis
The Impact of Student Financial Aid: A Review of Recent Research, Edward P. St. John
The Impact of Working on Campus on the Academic Persistence of Freshmen, Melisa J. Beeson and Roger D. Wessel
The Implications of Financing Choices for Urban University Students, Eleanor R. Hall
The Independent Student and the Philosophy of Financial Aid Officers, Donald Moore
The Independent Student Dilemma: An Approach Toward Equity Packaging, Margaret Heisel and Marvin R. Hensley
The Inequities of the Current Campus-Based Allocation Formula: The Case of California, Jennie Hay Woo
The Influence of Debt on Choice of Major, Edward P. St. John
The Influence of Financial Aid and Student Characteristics on Degree Completion Rates for a Cohort of Two-Year College Students , George W. Metz
The Influence of Financial Aid on Academic Performance and Persistence in Medical School, Bonnie Jones and Polly Moss
The Influence of Job Prospects on Student Debt Levels of Traditional and Adult Undergraduates, Thomas A. Flint
The Influence of Price and Price Subsidies on Within-Year Persistence of Graduate and Professional Students, Susan DeAngelis
The Influence of Prices on the Persistence of Adult Undergraduates, Edward P. St. John and Johnny B. Starkey
The Influence of Prices on Within-Year Persistence by Traditional College-Age Students In Four-Year Colleges, Edward P. St. John, Jeffrey Oescher, and Sandra Andrieu
The Influence of Student Aid on Persistence, Edward P. St. John
The Kalamazoo Promise: A New Twist on Tuition Guarantees, Nathan J. Daun-Barnett
The Lifetime Learning Tax Credits: Assessment of Usage Patterns among Adult Learners Pursuing Postsecondary Education, Barbara Bichemeyer, Lauryl Lefebvre, Justin Marquis, and Seak-Zoon Roh
The Middle Income Squeeze, Steve Glover
The new Delivery System: A Voice for Caution, Robert N. Kelly
The Ohio Plan Revised: Some Positive Aspects of Income Contingent Loan Financing of Higher Education, Richard D. Raymond and Michael Sesnowitz
The Parents' Perspective on Financing Their Child's College Education, Diane Muffett, Marvin Smith, and Lee Gordon
The Peer Counselor: A Possible Solution to Two Problems in Financial Aid Administration, J. Jerome Cunningham
The Podberesky Case and Race-Based Financial Aid, Anne Wells and John L. Strope Jr.
The Policy Implications of Interactions Among Financial Aid Programs, Stephen P. Klein, Stephen J. Carroll, Jennifer Hawes-Dawson, Daniel McCaffrey, and Abby Robyn
The Problem of College Affordability: A Review Of Recent Literature on Potential Solutions, Michael Mumper
The Relationship between High School Math Courses, High School GPA, and Retention of Honors Scholarships, Diann Ackerman Megert
The Relationship of Institutional Tuition Discounts with Enrollment at Private, Not-for-Profit Institutions, Nathan E. Lassila
The Revised Guaranteed Student Loan Program: An Impact Analysis, John Brugel and Gretchen Hofmann
The role of Counseling in Financial Aid, Carmencita Quesada-Fulgado
The Role of Counseling in Student Financial Aid: The Most Critical and Sensitive Function that Takes Place in a Financial Aid Office, Johnny McDougal
The Role of the Federal Government in Student Financial Aid - A History, Joe L. McCormick
The Self-Supporting Student: Trends and Implications, Marvin R. Hensley
The Shape of the River: Long-Term Consequences of Considering Race in College and University Admissions, Tyler Pruett
The Short-Term Emergency Loan: A Major Form of Assistance to Students, Curtis C. Bradshaw
The Significance of Noncustodial Parent's Contributions, Jeffrey W. Pethick
The Sources of Financial Aid of Graduate Students With Veterans Status at one University, Wallace Baggett and Bernell Jones
The Status of Student Financial Aid: An Observation, Arthur S. Marmaduke
The Student Aid Director's Supervisory Attitudes as Related to the Perceived Understanding of Higher Administrative Officials About the Functions of the Financial Aid Office, Alvin P. Short and Donald T. Matlock
The Student Financial Aid Administrator and the Business Officer: A Management Team, Joe L. McCormick
The Use, Misuse, and Non-Use of Policy Research in Student Aid Policy-Making, Lawrence E. Gladieux
The use of Income Tax Returns in the Needs Analysis Procedure, Thomas M. Rutter and Natala Wickstrom
The Use of Student Financial Aid to Attract Prospective Teachers: A Survey of State Efforts, Irene K. Spero
The Uses of Institutional Financial Aid As A Marketing Incentive in Higher Education, Carol H. Anderson, Kathryn Ellickson, Juliette Nuetzel, and Gordon W. White
The Utilization of On-Campus Employment in a Student Aid Program, Gail A. Bates
The Well-Read Administrator: An Introduction to Public Administration Literature for Collegiate Middle Managers, Mark A. Emmert
The Work Experience Program: A Collaborative Effort Between Financial Aids and the Career Planning and Placement Center, John R. Bazin and George Brooks
Title IV of the Higher Education Act of 1965, as Amended: An Evaluation of its Effectiveness in Terms of Access and Cost, Susan R. Griffith
Title IX: A Guide for Financial Aid Administrators, Nat Caliendo and John K. Curtice
To Validate or Not to Validate: That Is the Question, John G. Bannister and Terri E. Phillips
Toward a Time Efficient Method for Re-Computing of Basic Grant Estimates, Robert C. Deboe
Toward the Use of a Single Need Analysis (or Virtue May Be More Than Its Own Reward), Frederick J. Fischer
To Work or Not to Work: Student Employment, Resiliency, and Institutional Engagement of Low-Income, First-Generation College Students, Edward F. Martinez, Dolores C. Bilges, Sherrille T. Shabazz, Rhoda Miller, and Elsa-Sofia Morote
To Work or Not to Work: That Is the Question, Gary Curtis and Carole E. Nimmer
Treatment of Outside A wards by Institutional Aid Officers in Indiana, Edwin B. Harris
Trends in Meeting College Costs Over the Past Ten Years, Joseph D. Boyd, Robert H. Fenske, and E. James Maxey
Tuition Cuts: The Political Dynamics of Higher Education Finance, Michael N. Bastedo
Tuition Discounting: A View from the Financial Aid Office, Kenneth E. Redd
Tuition, Financial Aid, Debt, and Dental Student Attrition, Susan L. DeAngelis
Undergraduate Borrowing and Its Effects on Plans to Attend Graduate School Prior to and After the 1992 Higher Education Act Amendments, Dongbin Kim and Therese S. Eyermann
Undergraduate Borrowing: A Study of Debtor Students and Their Ability to Retire Undergraduate Loans, Steven A. Harrast
Undergraduate Borrowing at the Federal Limit Before and After the 1992 Reauthorization of the Higher Education Act, Laura Walter Perna
Understanding College Costs Adapted from the Testimony of Gordon Winston before the House Committee on Education and the Workforce, Gordon Winston
Understanding Enrollment: Developing a Comprehensive Data File and Conducting Trend Analysis, Charles F. Turner and J. Michael Wiedmann
Understanding Students: A Developmental Approach to Financial Aid Services, Michael D. Coomes
Unmet Need: How the gap is Filled, J. Stephen Collins, John J. Maguire, and Robert M. Turner
Usage of Credit Cards Received Through College Student-Marketing Programs, John M. Barron and Michael E. Staten
Utilization of Social Security Educational Benefits, Tom Blesch, Paul Novak, and Lee Peterson
Validation Study, Robert E. Evans
Variables Influencing Credit Card Balances of Students at a Midwestern University, Lucretia Mattson, Kathleen Sahlhoff, Judity Blackstone, and Blaine Peden
Variations in the Response of Black and White Students in Their Relationship With the Financial aid Counselor, Anthony J. Bellia
Verification - 100% or Less: Use of the Quality Control Pilot Project, Lee E. Gordon and Tally Hart
Verification 1986-87: The Impact on Financial Aid Offices In the WASFAA Region, Donald Hills, Patricia Harris, and June Stacey-Clemons
Verification of Parental Income Estimates by Means of Federal Tax Returns - The Experience at one Institution, J. Stephen Collins
What are the Alternative to Financing Students in Higher Education during a Period of Retrenchment?, Frank S. Saurman and Norma M. Riccucci
What Determines the Amount Students Borrow? Revisiting the Crisis–Convenience Debate, Natala K. Hart and Shoumi Mustafa
What Difference Does Tuition Make? An Analysis of Ethnic Differences in Persistence, Louise S. Kaltenbaugh, Edward P. St. John, and Johnny B. Starkey
What Matters in Student Loan Default: A Review of the Research Literature, Jacob P.K. Gross, Osman Cekic, Don Hossler, and Nick Hillman
What Should a Regional Association do for its Members?, Kingston Johns Jr.
Which Students do not Repay College Loans?, L. Baker Pattillo Jr. and Harry V. Wiant Jr.
Who Benefits from No-Need Scholarships?, Bonnie Zelenak and Irvin W. Cockriel
Who Benefits from Tuition Discounts at Public Universities?, Nicholas W. Hillman
Who Enrolls in Two-year Colleges? A National Study of Price Response, Timothy Stokes and Patricia Somers
Who Knows and Who Goes: Student Knowledge of Federal Financial Aid Programs and College Attendance, A. Stephen Higgins
Who Receives Federal Aid?, Jamie P. Merisotis
Who will pay for College?, Arthur S. Marmaduke
Why Professionalization for Financial Aid Officers?, James R. Sanderson
Workable Models for Institutional Research on The Impact of Student Financial Aid, Edward P. St. John
